SALIENT FEATURES OF “KNOW MORE”
User Interface can be developed as per respective institution’s own requirement.
Required Transaction Profile (TP) for both Simplified KYC and Regular KYC are available in Know_More system.
Based on Central Bank / regulatory authority’s directives, Know_More is capable of doing the risk grading of the customer on the basis of given KYC data. Thereafter, it will generate report / send SMS / send email periodically as per financial institution’s compliance requirement. This Risk Grading score can be preserved in Know_More or it can be sent to financial institution’s own TP / Risk Grading System using.
In our solution, customer’s live face picutre is taken – liveliness of the customer is ensured. Live picture, taken either by customer himself or agent or branch officer is compared with the picture, fetched from Election Commission or Government nominated body. Know_More is capble to match the customer’s identify through his/her fingerprint.
Seamless online integration between Know_More and other applications such as – Election Commission, AML, Dedupe, TP etc are ensured.
KNOW_MORE, the EKYC system is capable for both Assisted and Self Check-In model.
AlphaOne will provie Desktop verison which will be run across the branches / agent offices & Webportal version for customers.
We will provide API to the financial institution to integrate with their existing APP. If they want we will provide them our APP through which financial institutions can onboard the customer following EKYC process.
Financial Institutions can use our APP for other digital solutions as they require such as – Remittance or fund Transfer, Utility bill payments, various Inquiry of their bank accounts & Card, Loan & Credit Card Outstanding info, Payment to Credit Card, Transaction history, mobile top-up, bKash top-up, promotional activities etc as per their requirements.